PRIVACY POLICY

MCore Life Platform

Last Updated: November 26, 2025

1. INTRODUCTION

Welcome to MCore Life ("Platform," "Service," "we," "us," or "our"). MCore Life is committed to protecting your privacy and ensuring transparency in how we collect, use, process, and store your personal information, including health-related data.

This Privacy Policy ("Policy") explains our practices regarding the collection and use of your information when you access our website at https://mcorelife.com/ and use our healthcare digital platform services. By accessing or using MCore Life, you acknowledge and agree to the terms outlined herein.

Jurisdiction: This Policy complies with the Digital Personal Data Protection Act, 2023 (DPDPA 2023), the Information Technology Act, 2000, and applicable healthcare data protection regulations in India.

2. DEFINITIONS

  • Personal Information: Any information that directly or indirectly identifies you.
  • Health Information / Sensitive Personal Data: Medical and health-related data.
  • Protected Health Information (PHI): Identifiable medical information.
  • Processing: Any operation applied to personal data.
  • Data Subject: The individual to whom the data relates.

3. INFORMATION WE COLLECT

3.1 Information You Provide Directly

Account Registration:

  • Full name, email, phone number
  • Date of birth, gender, address
  • Password, security details

Health Information:

  • Medical history, prescriptions, allergies
  • Diagnostic reports, test results
  • Immunization records
  • Insurance details

Payment Information:

  • Card details (processed securely)
  • Billing address
  • Transaction history

Communication:

  • Messages, queries, support tickets
  • Call recordings (with consent)
  • Feedback and complaints

3.2 Information Collected Automatically

  • Device information
  • Usage data
  • Cookies and tracking data
  • Location data
  • Log files

3.3 Information from Third Parties

  • Healthcare providers
  • Diagnostic centers
  • Insurance companies
  • Government databases (with authorization)
  • Third-party integrations

4. LEGAL BASIS FOR PROCESSING

  • Consent
  • Contract performance
  • Legal obligations
  • Vital interests
  • Public interest
  • Legitimate business interests

5. HOW WE USE YOUR INFORMATION

5.1 Primary Uses

  • Healthcare service delivery
  • Prescription management
  • Electronic health record maintenance
  • Appointment scheduling
  • Billing and payments
  • Health recommendations

5.2 Secondary Uses

  • Communication
  • Analytics and improvements
  • De-identified research
  • Marketing (opt-in only)
  • Legal compliance

5.3 Restrictions on Use

  • No direct marketing without consent
  • No discriminatory practices
  • No sale of health data

6. DATA SHARING AND DISCLOSURE

  • With healthcare providers (with consent)
  • With business associates (under DPA agreements)
  • Legal compliance
  • No sale of data
  • Use of de-identified data for research

7. DATA RETENTION

7.1 Health Information

Retained for legal and regulatory compliance (7–10 years).

7.2 Personal Information

Stored for account lifetime + 3 years.

7.3 Deletion Requests

Honored except where legal obligations require retention.

8. SECURITY MEASURES

  • AES-256 encryption
  • SSL/TLS security
  • Firewalls and intrusion detection
  • Regular security audits

No system can guarantee 100% protection.

9. YOUR RIGHTS

  • Right of access
  • Right to correct
  • Right to delete
  • Right to portability
  • Right to withdraw consent
  • Right to grievance redressal

Contact: info@mcorelife.com

10. INTERNATIONAL DATA TRANSFERS

Data transferred securely with equivalent protections.

11. CHILDREN'S PRIVACY

Not intended for users under 18. Parents manage minor records.

12. THIRD-PARTY LINKS

We are not responsible for external websites or their policies.

13. POLICY UPDATES

We may update this Policy and notify you of major changes.

14. CONTACT US

Email: info@mcorelife.com

Phone: [Your Contact Number]

Address: [Your Company Address]

15. GRIEVANCE REDRESSAL

Email: info@mcorelife.com

Resolution within 45 days.